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Bernard Morrow – FCPA, FIPA, MAICD

Bernard Morrow

Bernard Morrow – FCPA, FIPA, MAICD

Bernard joined Lloyd & Co in 2021 following the acquisition of WiseAccounts by the firm.

With over 35 years professional experience, Bernard is a seasoned business management specialist with extensive local and international experience assisting businesses across a wide variety of industries design, implement and operate fit-for-purpose financial and operational management solutions. His absolute forte is common sense, practical, robust, cost-effective business process efficiency and improvement through the use of technology and properly skilled resources, especially in day-to-day general accounting functions such as accounts receivable, accounts payable, payroll, inventory management, financial control and management reporting.

Whilst Bernard has an eye for detail, he remains permanently aware of and deeply capable at maintaining the alignment between the seemingly mundane world of bookkeeping and business systems with the broader taxation, commercial, contractual and strategic consequences of daily operations and activities at client’s businesses. Regardless of the size of the business, Bernard uses his intellectual, strategic and technical skills to cut through the noise that slows down business operations. He brings simplicity and common sense to the support of his clients, giving practical, straight-forward advice with confidence and with a clear eye on business purpose. He thrives on leading teams (even as small as one) through the journey that generates self-confidence and self-reliance. He has an egalitarian and inclusive style peppered with good humour and an action-oriented and outcome-driven attitude.

Bernard is a cricket tragic. He dedicates much of his spare time to volunteering at his local club and Association, along with supporting the higher grade teams his sons play with.

Areas of Expertise:

  • General accountancy, bookkeeping and related systems
  • Business strategic and operational planning
  • Business process improvement


  • Bachelor of Business in Accountancy
  • Graduate Diploma in Corporate Management
  • Master of Business Administration in International Management

Professional Memberships

  • Fellow Member of CPA Australia
  • Fellow Member of Institute of Public Accountants
  • Member of Australian Institute of Company Directors
  • Member of Institute of Managers and Leaders
  • Registered BAS Agent

Telephone: (03) 9855 1411